2024 Conforming Loan Limits By County In Kerala. In 2024, you can borrow up to $766,550 on a conforming loan in most areas, marking a conforming loan limit increase of $40,350 from last year's numbers. Credit score of 620 or better.

The exact conforming loan limit varies depending on the median home value in a given area, up to 150% of the baseline conforming loan limit. The conforming loan limits for 2024 have increased and apply to loans delivered to fannie mae in 2024 (even if originated prior to 1/1/2024).